It's an attitude of neglect, I personally think. I think people speak those kinds of prayers because they have a confusion that salvation offers a special 'spiritual entitlement'; one that is removed from the normal strictures of real life. It's almost as if Christian belief in the salvation offered by Christ, once accepted, must mean we can mine God for all our desires now because why wouldn't He want to operate in a fundamentally different alignment to reality? Especially when it comes to 'me' -- whoever 'me' is, and whatever psychological parameters that go into such a histrionic mindset.
Perhaps my view is cynical. Even if it is, it also reflects a sadness I feel when in the company of Christians who think in such ways. I do have to wonder what sorts of things s/he has been taught about God, the ways He empowers us -- most specifically, and wonderfully in the imago dei -- and what our real responsibilities are as stewards of creation. Why create us in His image, give us incredible attributes, skills, and abilities just so we can pawn off our responsibility to use these gifts in the vague and unfounded hope that God will do it for us anyway? I mean, really, when you weigh the cost of having to apply yourself against all the common barriers of life, why not let God step in and veto your chances to strive? It's certainly cheaper to let an omnipotent being do something for you than to have to make an effort on your own, hey?
I do feel sad that, on this point, Christians seem to miss reality for the spiritual. The maxim "can't see the forest for the trees" comes to mind. That causes me to wonder that if reality encompasses spirituality, then why is the spiritual life of the Christian suddenly the overlapping reality? At what point can we get away with the (ill)logic that the part (spirituality) is greater than, or somehow definitionally more important than the whole (reality)? And then why do we feel somehow entitled when we need something from the whole of reality, but only go to part of reality to suss things out?
I just don't understand this particular line of (un)thinking.